Sale and purchase, bridging loan
Buy the next home before selling the current one: the bridging loan explained, with what happens if the sale takes longer.
Our fees
€2,000, paid at the notary only if the loan is granted
For whom
Owners who buy before selling
When the new home is found before the old one is sold, a bridging loan advances part of the expected sale price. It is repaid when the sale goes through.
What we set up
- An estimate of the current home, to size the bridging loan prudently
- The main loan for the rest of the purchase, if needed
- The duration of the bridging loan and what happens if it is exceeded
Documents to gather
The usual documents, the title deed of the current home, a valuation by an agent, the outstanding balance of any loan still running.
Good to know
We simulate the case where the sale takes longer than planned, so you know your monthly costs in that situation before you commit.
Ask for your free study
Tell us about the project, the amount and your deposit. We call you back to set the first meeting, at the agency or by video.
Rather talk now? 01 23 45 67 89
The law forbids any payment before the loan is obtained. If no bank says yes, you owe us nothing.